John Giasullo is the GM of Off Lease Only. He explains more in depth about financing options available for good and challenged credit. Whether you have good credit, bad credit or very little credit, utilize the power of Off Lease Only's finance managers to secure the lowest finance rate possible. Banks work hard to secure the lowest possible rates and we are proud to pass the savings along to our used car shoppers with their financing. Due to the volume of cars we sell each month, everyone fights really hard to secure our clients the lowest possible rates.