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Used Car Finance Center

Get Used Car Financing Nearby

The Off Lease Only team strives to create a simple, straightforward and hassle-free used car financing process. We work with many of the biggest and most trusted names in auto loans, including Ally, Wells Fargo, Capital One, AmeriCredit and more! But that’s not all — we know that everybody’s financial situation is different, so we partner with many other credible lending institutions that are happy to work with anyone. So, whether you’re searching for auto financing for bad credit or simply want to apply for a used car loan, the team at one of our nearby used car dealers is here to assist you.

Off Lease Only can help nearly anybody get into the used car that they need at a price that they can afford. Visit us today to get a bad credit car loan or ask about our self-employed auto financing options.

Apply for a Used Auto Loan near Me

Have you already been approved for used car financing through your bank? The Off Lease Only team is more than happy to assist you with the paperwork so that you can get out there and enjoy your new-to-you ride in no time. And if you’re in need of a used car loan, simply stop by one of our showrooms or fill out our online auto financing application and get pre-qualified today! We have used car dealers in Orlando, Miami, Fort Lauderdale, and West Palm Beach, making us conveniently located for car shoppers all across Florida and beyond. Our auto finance team will be happy to discuss auto loan rates and help you develop a car payment plan that you’re happy with.

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Frequent Financing Questions

Here are a few general guidelines:

  • Vehicle of interest
  • Proof of identity (Government issued photo ID)
  • Proof of income
  • Credit & banking history
  • Auto insurance

Auto loans, like mortgages and student loans, will count as a single inquiry within a 14-45 day period. Typically these are treated as a single inquiry and will have little impact on your credit score. The Bureau understands that it is OK for us to shop the best rates to ensure you get the lowest payment.

Payments will be based off of many factors. Your Off Lease Only business manager will be sure to cover all of your available options.

We work with all major lenders, and they compete very hard to earn our customers business due to the high volume of used cars that we sell each month.

No. However, some lenders may require a down payment due to previous credit history, or the loan to value of your purchase.

We work with auto financing lenders that cater to every credit profile, including no credit at all.

Each lender has different guidelines, and we will work with the one that best suits your needs.

We work with lenders that specialize in all types of car loans including self-employed applicants.

You may pre-pay all or part of your principal balance at any time. However, you may incur an acquisition fee not to exceed $75 if paid within the first 6 months.

Many vehicles will have the remaining factory warranty. And for added peace of mind, we also offer extended service agreements up to 10 years and unlimited miles on most vehicles.

Yes, we absolutely do! And often times, customers can receive significant tax savings when trading in their old vehicle. Be sure to ask your Off Lease Only Expert for more information.

No. We can complete a full online purchase experience from the comfort of your computer or mobile device.

Yes we certainly can help you arrange shipping and you can even include it in your financing!

Off Lease Only 25.904496, -80.289467.